Can I use Binance in the United States?

No. Binance.com has not accepted U.S. residents since 2019, and its 2023 settlement with the Department of Justice and FinCEN requires a full exit from the United States. Binance.US is a separate company that serves about 38 states. Anytime Capital serves customers in the United States and worldwide directly, with a phone line and an Atlanta branch.

How do Binance's fees compare with Anytime Capital's?

They are built differently. Binance charges a trading fee on order-book trades, a separate card purchase fee plus a spread in the regions it serves, and a per-coin withdrawal fee. Anytime Capital's card pricing starts from 4% with the spread included, one all-in number, with the amount you pay and the crypto you receive shown before you confirm. For a U.S. resident the Binance side is moot, because Binance will not open the account.

What happened with Binance and the Department of Justice?

In November 2023 Binance pleaded guilty to Bank Secrecy Act and sanctions violations and agreed to pay more than $4.3 billion. Founder Changpeng Zhao pleaded guilty, paid $50 million and stepped down as CEO. FinCEN imposed a five-year monitorship and required Binance to leave the U.S. market completely.

Does Binance have a phone number?

No. Binance support is 24/7 live chat and tickets. Binance.US, the separate U.S. company, publishes a phone line. Anytime Capital can be reached at (470) 748-2530, by email, at its Atlanta branch, or at its Miami office.

How many cryptocurrencies does Binance list?

More than 500 assets across 1,500-plus trading pairs, plus futures, margin and staking products. Anytime Capital sells the most-traded coins and stablecoins, each with its own buy and sell page, plus an OTC desk for size.

Can I switch from Binance to Anytime Capital without moving my crypto?

Yes. Withdraw from Binance to a wallet you control (or leave it there), create an Anytime Capital account, verify once, and paste any wallet address at checkout. Nothing you already hold needs to move.

How does Anytime Capital pricing compare with Binance?

Anytime Capital quotes one all-in number: card, Apple Pay and Google Pay orders start from 4% with the spread included, and the amount you pay and the crypto you receive are both on screen before you confirm. Binance prices a card purchase fee of up to about 2% in the regions it serves, with the rate and spread shown at checkout; U.S. residents cannot use it at any price, with a per-coin network withdrawal fee that Binance sets and changes without notice. Blockchain network fees apply at both. Compare the crypto that lands on the same order size rather than the headline rate.

Is Anytime Capital regulated?

Anytime Capital is a U.S.-based money services business registered with FinCEN, serving customers worldwide, with a physical branch in Atlanta and an office in Miami. Identity verification is required before you can transact, the same as at every compliant platform.

Head to head

Binance

Our pick

Binance vs Anytime Capital

Binance is the biggest exchange on earth and it will not open an account for you if you live in the United States. Anytime Capital is a U.S. money services business that serves customers worldwide, with an Atlanta branch, a Miami office, a phone number, card pricing from 4% with the spread included, and nine ways to pay including cash and same-day wire. Here is the honest comparison.

Binance.com does not serve U.S. residents; Anytime Capital serves customers everywhere, the U.S. included
Cash, wire, ACH, Cash App, Apple Pay, Google Pay and cards
Call (470) 748-2530 or walk into the Atlanta branch

Binance vs Anytime Capital, row by row

A green check marks the platform with the edge on that row. Anytime Capital leads on 10 of 13.

Category	Binance	Our pick
Card purchase fee	A card purchase fee of up to about 2% in the regions it serves, with the rate and spread shown at checkout; U.S. residents cannot use it at any price	From 4% with the spread included, quoted in full before you confirm
Trading fees	0.1% spot maker and taker, 0.075% when fees are paid in BNB	One all-in price per order with the spread included, plus an OTC desk for size
Pay with cash	Not offered	Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire	Not offered to U.S. customers; Binance.com does not accept U.S. residents at all	Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay	No	Yes
Talk to a human	24/7 live chat in the app plus tickets; no phone line	Phone (470) 748-2530, email, and two walk-in offices
Physical locations	None for customers	Atlanta branch and Miami office
Where it serves	Binance.com does not serve U.S. residents and has not since 2019; the 2023 settlement with the Department of Justice and FinCEN requires a complete exit from the United States. The separately owned Binance.US operates in about 38 states and is unavailable in New York, Texas, Georgia and roughly a dozen others.	Serves customers worldwide, with U.S. branches in Atlanta, Miami and Houston; eligibility confirmed during verification
Identity verification	Government ID, a selfie and proof of residence, mandatory for every account since 2021.	Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card	No FDIC-insured cash account	FDIC-insured cash account with a free virtual debit card
Large orders	VIP tiers and an OTC desk for non-U.S. accounts; nothing for a U.S. buyer	Dedicated OTC desk with a named contact
Custody of your coins	Held in your account until you withdraw	Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation	Pleaded guilty in November 2023 to Bank Secrecy Act and sanctions violations and paid more than $4.3 billion in penalties under a multi-year monitorship; holds registrations in Dubai, France, Italy, Spain, Japan and other markets outside the United States.	U.S.-based, FinCEN-registered money services business

Card purchase fee

Binance: A card purchase fee of up to about 2% in the regions it serves, with the rate and spread shown at checkout; U.S. residents cannot use it at any price
Anytime: From 4% with the spread included, quoted in full before you confirm

Trading fees

Binance: 0.1% spot maker and taker, 0.075% when fees are paid in BNB
Anytime: One all-in price per order with the spread included, plus an OTC desk for size

Pay with cash

Binance: Not offered
Anytime: Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.

Domestic wire

Binance: Not offered to U.S. customers; Binance.com does not accept U.S. residents at all

Binance vs Anytime Capital

Which is better, Binance or Anytime Capital?

Card pricing at Anytime Capital, where Binance has no card rail

What Binance is, and why a U.S. buyer cannot use it

Fees: a tiered trading schedule, versus one all-in number on screen

A front door, not a chat window

Ways to pay: nine rails versus none for a U.S. resident

Support: a 24/7 chat for 300 million users, versus a phone number

More than an exchange balance: the account that comes with it

When Binance is the right call

Leaving Binance? Your wallet address works here too.

Binance vs Anytime Capital, row by row

9 ways to pay here. 0 at Binance.

Every major coin, one checkout

Three steps from Binance to here

Verify once

Pay your way

Receive and keep going

Ready to leave Binance behind?

Binance vs Anytime Capital: FAQ

Other questions people ask before switching

Compare other crypto exchanges

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Important Disclosures