Which Bitfinex alternative is clearest on fees?

Anytime Capital: one all-in number from 4% on card, Apple Pay and Google Pay orders, spread included, with the amount you pay and the crypto you receive both shown before you confirm.

Which Bitfinex alternative accepts cash?

Anytime Capital, in person at the Atlanta branch or by mail. Bitfinex and the major exchanges do not take cash.

Which alternative has a phone number?

Anytime Capital, at (470) 748-2530 during business hours.

Can I switch from Bitfinex to Anytime Capital without moving my crypto?

Yes. Withdraw from Bitfinex to a wallet you control (or leave it there), create an Anytime Capital account, verify once, and paste any wallet address at checkout. Nothing you already hold needs to move.

How does Anytime Capital pricing compare with Bitfinex?

Anytime Capital quotes one all-in number: card, Apple Pay and Google Pay orders start from 4% with the spread included, and the amount you pay and the crypto you receive are both on screen before you confirm. Bitfinex prices card purchases routed to third-party processors for non-U.S. customers, with the fee and spread shown inside the partner's checkout; not available to a U.S. customer, with a per-coin network fee on crypto and a percentage fee with a minimum on bank wires, which Bitfinex names as one of its remaining revenue lines. Blockchain network fees apply at both. Compare the crypto that lands on the same order size rather than the headline rate.

Is Anytime Capital regulated?

Anytime Capital is a U.S.-based money services business registered with FinCEN, serving customers worldwide, with a physical branch in Atlanta and an office in Miami. Identity verification is required before you can transact, the same as at every compliant platform.

Alternatives

Bitfinex

Our pick

The best Bitfinex alternative

If you are leaving Bitfinex it is probably for one of these reasons: no u.s. individuals since 2017 and no new yorkers since 2021, a 2016 hack of 119,756 btc and a 2021 settlement over an $850 million hole, custodial, with a trustpilot score of 1.9 split between five-star veterans and one-star lockouts. Anytime Capital fixes those, and here is how it stacks up against the other names on your list.

Card pricing from 4% with the spread included
Cash, wire, ACH, Cash App, Apple Pay, Google Pay and cards
Atlanta branch, Miami office, and a phone number that answers

Bitfinex vs Anytime Capital, row by row

A green check marks the platform with the edge on that row. Anytime Capital leads on 10 of 13.

Category	Bitfinex	Our pick
Card purchase fee	Card purchases routed to third-party processors for non-U.S. customers, with the fee and spread shown inside the partner's checkout; not available to a U.S. customer	From 4% with the spread included, quoted in full before you confirm
Trading fees	0% spot maker and taker since December 17, 2025, on more than 250 spot pairs	One all-in price per order with the spread included, plus an OTC desk for size
Pay with cash	Not offered	Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire	Not offered to U.S. customers; Bitfinex has not served U.S. individuals since 2017	Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay	No	Yes
Talk to a human	Email and support tickets; no live chat for most accounts and no phone line	Phone (470) 748-2530, email, and two walk-in offices
Physical locations	None for customers	Atlanta branch and Miami office
Where it serves	Bitfinex stopped verifying U.S. individuals in August 2017 and wound down existing U.S. retail accounts over the following 90 days; the 2021 New York attorney general settlement also bars it from trading with any New York person. There is no U.S. affiliate.	Serves customers worldwide, with U.S. branches in Atlanta, Miami and Houston; eligibility confirmed during verification
Identity verification	Government ID, a selfie and proof of address, with fiat access requiring the higher tiers and a bank account in the customer's name.	Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card	No FDIC-insured cash account	FDIC-insured cash account with a free virtual debit card
Large orders	An OTC desk for non-U.S. accounts; nothing for a U.S. retail buyer	Dedicated OTC desk with a named contact
Custody of your coins	Held in your account until you withdraw	Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation	Operated by iFinex Inc. in the British Virgin Islands with no U.S. federal or state licenses; settled with the New York attorney general in February 2021 for $18.5 million alongside Tether, admitting no wrongdoing, and agreed to stop serving New York.	U.S.-based, FinCEN-registered money services business

Card purchase fee

Bitfinex: Card purchases routed to third-party processors for non-U.S. customers, with the fee and spread shown inside the partner's checkout; not available to a U.S. customer
Anytime: From 4% with the spread included, quoted in full before you confirm

Trading fees

Bitfinex: 0% spot maker and taker since December 17, 2025, on more than 250 spot pairs
Anytime: One all-in price per order with the spread included, plus an OTC desk for size

Pay with cash