Can I use Toobit in the United States?

No. Toobit suspended trading for U.S. users effective August 1, 2024, asked them to withdraw by the end of that month, and lists the United States among its restricted regions. Anytime Capital serves customers wherever they are, U.S. residents included, from its Atlanta branch and Miami office.

How does Toobit pricing compare with Anytime Capital?

They price different things. Toobit charges 0.075% maker and 0.10% taker on spot and 0.02% and 0.06% on futures, which are order-book trading fees. Anytime Capital's pricing from 4% with the spread included covers buying with a card, ACH, wire or cash, one all-in number shown before you confirm, a product Toobit does not offer to U.S. residents at any price.

Does Toobit have proof of reserves?

Yes. Hacken has published proof-of-reserves reports for Toobit, most recently in May 2026, showing more than 100% backing across BTC, ETH, USDT and USDC. That confirms the assets exist; it does not prevent a compliance hold on a specific account.

Why do Toobit reviews mention "illegal profits"?

Toobit's compliance and risk-control policy allows it to restrict accounts for what it calls unfair trading practices. Several public reviews describe profitable accounts being restricted under that policy and offered only a refund of the original deposit.

Does Toobit have a phone number?

No. Toobit support is 24/7 live chat, email and Telegram. Anytime Capital can be reached at (470) 748-2530, by email, at its Atlanta branch, or at its Miami office.

Can I switch from Toobit to Anytime Capital without moving my crypto?

Yes. Withdraw from Toobit to a wallet you control (or leave it there), create an Anytime Capital account, verify once, and paste any wallet address at checkout. Nothing you already hold needs to move.

How does Anytime Capital pricing compare with Toobit?

Anytime Capital quotes one all-in number: card, Apple Pay and Google Pay orders start from 4% with the spread included, and the amount you pay and the crypto you receive are both on screen before you confirm. Toobit prices no fiat rail for U.S. customers because Toobit does not serve them; elsewhere, card purchases run through third-party processors at rates set by the processor, with a per-coin network fee set by Toobit, which varies by chain. Blockchain network fees apply at both. Compare the crypto that lands on the same order size rather than the headline rate.

Is Anytime Capital regulated?

Anytime Capital is a U.S.-based money services business registered with FinCEN, serving customers worldwide, with a physical branch in Atlanta and an office in Miami. Identity verification is required before you can transact, the same as at every compliant platform.

Head to head

Toobit

Our pick

Toobit vs Anytime Capital

Toobit is a Cayman Islands derivatives exchange built for leverage: 200x perpetuals, copy trading, and a fee ladder that rewards volume. It stopped serving Americans in August 2024. Anytime Capital is a U.S. money services business with a branch in Atlanta, a phone number, card pricing from 4%, and nine ways to pay. For a U.S. searcher this is less a comparison than a fork in the road.

Anytime Capital serves customers worldwide, U.S. residents included; Toobit closed U.S. accounts on August 1, 2024
Cash, wire, ACH, Cash App, Apple Pay, Google Pay and cards, versus crypto-only deposits
Call (470) 748-2530 or walk into the Atlanta branch; Toobit is chat and email only

Toobit vs Anytime Capital, row by row

A green check marks the platform with the edge on that row. Anytime Capital leads on 10 of 13.

Category	Toobit	Our pick
Card purchase fee	No fiat rail for U.S. customers because Toobit does not serve them; elsewhere, card purchases run through third-party processors at rates set by the processor	From 4% with the spread included, quoted in full before you confirm
Trading fees	0.075% maker and 0.10% taker on spot, falling to 0.0125% and 0.0375% at the top VIP tier; 0.02% maker and 0.06% taker on futures, falling to 0.006% and 0.03%	One all-in price per order with the spread included, plus an OTC desk for size
Pay with cash	Not offered	Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire	Not offered; Toobit does not serve U.S. customers on any rail	Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay	No	Yes
Talk to a human	24/7 live chat, email tickets and Telegram; no phone line	Phone (470) 748-2530, email, and two walk-in offices
Physical locations	None for customers	Atlanta branch and Miami office
Where it serves	Toobit suspended trading for U.S. users effective August 1, 2024 and asked them to withdraw by the end of that month; the United States is not on its supported-countries list and there is no separate U.S. entity.	Serves customers worldwide, with U.S. branches in Atlanta, Miami and Houston; eligibility confirmed during verification
Identity verification	Basic accounts can deposit and trade with limits; ID and selfie verification lifts withdrawal caps and is required to unlock bonuses and fiat features.	Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card	No FDIC-insured cash account	FDIC-insured cash account with a free virtual debit card
Large orders	VIP tiers by 30-day volume; no OTC desk for U.S. customers because the platform is closed to them	Dedicated OTC desk with a named contact
Custody of your coins	Held in your account until you withdraw	Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation	Toobit describes itself as registered with FinCEN as a money services business and holding a VASP registration in Poland; neither is a license to serve U.S. retail customers, and it holds no state money transmitter licenses that we could verify.	U.S.-based, FinCEN-registered money services business

Card purchase fee

Toobit: No fiat rail for U.S. customers because Toobit does not serve them; elsewhere, card purchases run through third-party processors at rates set by the processor
Anytime: From 4% with the spread included, quoted in full before you confirm

Trading fees

Toobit: 0.075% maker and 0.10% taker on spot, falling to 0.0125% and 0.0375% at the top VIP tier; 0.02% maker and 0.06% taker on futures, falling to 0.006% and 0.03%
Anytime: One all-in price per order with the spread included, plus an OTC desk for size

Pay with cash