OKX prices like a global exchange. Spot trading starts at 0.10% to take and 0.08% to make at the base tier and falls with 30-day volume and asset holdings; the U.S. fee framework for 2026 follows the same structure, with pair-specific changes such as a taker fee increase on USDT-USD and a few other stablecoin pairs effective September 1, 2026. ACH deposits are free. Wire fees depend on your bank. Crypto withdrawals carry a per-coin fee that OKX sets rather than the raw network cost.
The gap in the schedule is cards. OKX routes card, Apple Pay and Google Pay purchases to third-party providers, each with its own fee, its own spread and its own approval process, so there is no single OKX card fee to quote. Independent guides put the all-in cost at a few percent, but the number you actually pay depends on which provider the app shows you. Users who expect exchange-style pricing on a card are the ones who leave surprised reviews.
Anytime Capital's card pricing starts from 4% with the spread included, so a $1,000 card order is from $40 with the amount you pay and the crypto you receive shown before you confirm, processed by Anytime Capital itself. For larger orders the OTC desk quotes a same-day wire with a named contact. OKX is priced as an exchange, with the card cost sitting with a partner; Anytime Capital is priced as a seller, with one number before you confirm and a faster path on a wire.