No. Bitstamp is a legitimate exchange operating since 2011. Bitstamp USA holds a New York BitLicense since 2019 and state money transmitter licenses and is registered with FinCEN; the group is licensed under MiCA in the EU, registered with the UK FCA, and licensed in Singapore.

Is Bitstamp regulated in the United States?

Bitstamp USA, Inc. holds a New York BitLicense and money transmitter licenses across most states, but does not serve residents of Hawaii or Nevada, and some products such as staking are restricted in additional states. Anytime Capital is a FinCEN-registered U.S. money services business with a branch in Atlanta.

Does Bitstamp hold my crypto?

Yes, until you withdraw it to your own wallet. Anytime Capital delivers to a wallet you control or to its free non-custodial wallet.

Can I switch from Bitstamp to Anytime Capital without moving my crypto?

Yes. Withdraw from Bitstamp to a wallet you control (or leave it there), create an Anytime Capital account, verify once, and paste any wallet address at checkout. Nothing you already hold needs to move.

How does Anytime Capital pricing compare with Bitstamp?

Anytime Capital quotes one all-in number: card, Apple Pay and Google Pay orders start from 4% with the spread included, and the amount you pay and the crypto you receive are both on screen before you confirm. Bitstamp prices a 4% fee on debit card, Apple Pay, Google Pay and PayPal purchases, plus a spread on instant buys, roughly 4% on the headline, with network fee on crypto withdrawals; free ACH cash-out. Blockchain network fees apply at both. Compare the crypto that lands on the same order size rather than the headline rate.

Is Anytime Capital regulated?

Anytime Capital is a U.S.-based money services business registered with FinCEN, serving customers worldwide, with a physical branch in Atlanta and an office in Miami. Identity verification is required before you can transact, the same as at every compliant platform.

Trust & safety

Bitstamp

Our pick

Is Bitstamp legit? What that does and does not mean

Bitstamp is a real exchange that has operated since 2011. The useful question is not whether it is a scam but what happens on the day something goes wrong, and that is where an online-only platform and a U.S. company with a front door part ways.

Bitstamp USA holds a New York BitLicense since 2019 and state money transmitter licenses and is registered with FinCEN; the group is licensed under MiCA in the EU, registered with the UK FCA, and licensed in Singapore.
Holds your coins until you withdraw
Anytime Capital: a U.S. company you can call or visit

Bitstamp vs Anytime Capital, row by row

A green check marks the platform with the edge on that row. Anytime Capital leads on 9 of 14.

Category	Bitstamp	Our pick
Card purchase fee	A 4% fee on debit card, Apple Pay, Google Pay and PayPal purchases, plus a spread on instant buys	From 4% with the spread included, quoted in full before you confirm
Trading fees	0.40% taker / 0.30% maker at the base tier, falling with 30-day volume	One all-in price per order with the spread included, plus an OTC desk for size
Pay with cash	Not offered	Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire	Domestic and international wire deposits accepted	Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay	Yes	Yes
Talk to a human	24/7 phone support and email tickets, plus live chat	Phone (470) 748-2530, email, and two walk-in offices
Physical locations	None for customers	Atlanta branch and Miami office
Where it serves	Bitstamp USA, Inc. holds a New York BitLicense and money transmitter licenses across most states, but does not serve residents of Hawaii or Nevada, and some products such as staking are restricted in additional states.	Serves customers worldwide, with U.S. branches in Atlanta, Miami and Houston; eligibility confirmed during verification
Identity verification	Government ID, selfie and Social Security number on every U.S. account; proof of address and source-of-funds documents are requested more often than at most exchanges.	Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card	No FDIC-insured cash account	FDIC-insured cash account with a free virtual debit card
Large orders	Bitstamp runs an OTC desk aimed at institutions and high-volume traders	Dedicated OTC desk with a named contact
Custody of your coins	Held in your account until you withdraw	Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation	Bitstamp USA holds a New York BitLicense since 2019 and state money transmitter licenses and is registered with FinCEN; the group is licensed under MiCA in the EU, registered with the UK FCA, and licensed in Singapore.	U.S.-based, FinCEN-registered money services business
Way to escalate a problem	Bitstamp is one of the few exchanges that publishes a support phone line, though reviewers say a locked account still waits on a compliance queue the agent cannot move.	Phone, email, or in person at the Atlanta branch

Card purchase fee

Bitstamp: A 4% fee on debit card, Apple Pay, Google Pay and PayPal purchases, plus a spread on instant buys
Anytime: From 4% with the spread included, quoted in full before you confirm

Trading fees

Bitstamp: 0.40% taker / 0.30% maker at the base tier, falling with 30-day volume
Anytime: One all-in price per order with the spread included, plus an OTC desk for size

Pay with cash