How do Paybis and Anytime Capital price a card purchase?

Paybis itemises two percentages on a card, Apple Pay or Google Pay order: a 1.49% service fee and a 4.5% to 8.5% processing fee, so roughly 5.99% to 9.99% all-in, plus the network fee. Anytime Capital shows one all-in number from 4% with the spread included, with the amount you pay and the crypto you receive on screen before you confirm.

Does Paybis have a phone number or a physical location?

Paybis is online only. Support is handled through chat and tickets, and it has no customer-facing offices. Anytime Capital can be reached at (470) 748-2530, by email, at its Atlanta branch on Piedmont Road, or at its Miami office in One Biscayne Tower.

Can I buy crypto with cash on Paybis?

No. Paybis accepts cards, Apple Pay, Google Pay, bank transfers and a set of regional e-wallets, but no cash. Anytime Capital accepts cash in person at the Atlanta branch and cash by mail.

Is Paybis available in New York?

No. Paybis serves 48 U.S. states and excludes New York; independent reviews also list Louisiana and Hawaii. Availability at Anytime Capital depends on identity verification and state eligibility; the fastest way to check is to start an order or call (470) 748-2530.

Does Anytime Capital serve customers outside the United States?

Yes. Anytime Capital is a U.S.-registered money services business that serves customers worldwide. Online orders by card, Apple Pay, Google Pay and bank transfer work wherever you are, subject to identity verification, and the Atlanta branch, the Miami office and the (470) 748-2530 phone line are there on top whenever you want them.

Can I switch from Paybis to Anytime Capital without moving my crypto?

Yes. Both platforms send purchased crypto to a wallet address you control, so nothing needs to move. Create an Anytime Capital account, verify your identity once, and paste the same wallet address at checkout. Your existing coins stay exactly where they are.

Does Anytime Capital charge more than Paybis?

No. Paybis publishes a 1.49% service fee plus a 4.5% to 8.5% card processing fee, which lands between roughly 5.99% and 9.99% all-in on a card order. Anytime Capital pricing starts from 4% with the spread included, and the amount you pay and the crypto you receive are shown before you confirm. ACH and wire orders are quoted the same way, as one all-in number, whatever the size.

Is Anytime Capital regulated?

Anytime Capital is a U.S.-based money services business registered with FinCEN, serving customers worldwide, with a physical branch in Atlanta and an office in Miami. Identity verification is required before you can transact, the same as at Paybis and every other compliant platform.

Head to head

Our pick

Paybis vs Anytime Capital

Paybis is a card on-ramp built to live inside other companies' apps. Anytime Capital is a U.S.-registered money services business serving customers worldwide, with real offices, real people, nine ways to pay, and card pricing that starts below where Paybis's card stack begins. Here is the honest breakdown.

Card orders from 4% vs 5.99–9.99% at Paybis
Cash, wire, ACH, Apple Pay, Google Pay and card, not just card
Call (470) 748-2530 or walk into the Atlanta branch

Paybis vs Anytime Capital, row by row

A green check marks the platform with the edge on that row. Anytime Capital leads on 8 of 13.

Category		Our pick
Card purchase fee	1.49% service fee plus 4.5–8.5% card processing; first purchase of each asset waives the service fee	From 4% with the spread included; the amount you pay and the crypto you receive are shown before you confirm
Bank transfer fee	Bank transfer supported; the order completes when the transfer settles, in business days	ACH, plus same-day domestic wire for larger orders through the OTC desk, quoted as one all-in number
Pay with cash	Not offered	Cash at the Atlanta branch, or cash by mail
Wire transfers	SWIFT for some regions; not the primary U.S. rail	Domestic wire for large orders, same-day settlement on business days
Apple Pay & Google Pay	Yes	Yes
Talk to a human	Online chat and support tickets	Phone (470) 748-2530, email, and two walk-in offices
Physical locations	None; online only	Atlanta branch and Miami office
Countries served	180+ countries	Customers worldwide, with walk-in offices in Atlanta and Miami
New York residents	Not served	Subject to identity verification and state eligibility
Bank account & debit card	No	FDIC-insured cash account with a free virtual debit card
Large orders	Self-serve limits by verification tier	Dedicated OTC desk with a named contact
Crypto delivered to	Your own wallet address, or the Paybis Wallet	Your own wallet address, or the free Anytime Capital wallet
Regulation	FinCEN-registered MSB (31000272911973); also registered in Canada and Poland	U.S.-based, FinCEN-registered money services business

Card purchase fee

Paybis: 1.49% service fee plus 4.5–8.5% card processing; first purchase of each asset waives the service fee
Anytime: From 4% with the spread included; the amount you pay and the crypto you receive are shown before you confirm

Bank transfer fee

Paybis: Bank transfer supported; the order completes when the transfer settles, in business days
Anytime: ACH, plus same-day domestic wire for larger orders through the OTC desk, quoted as one all-in number

Pay with cash

Paybis: Not offered
Anytime: Cash at the Atlanta branch, or cash by mail

Wire transfers

Paybis vs Anytime Capital

Which is better, Paybis or Anytime Capital?

What a card purchase actually costs

What Paybis is, and what it is not

Fees: where the gap really is

A front door, not a chat window

Ways to pay: nine rails versus one screen

Support: a ticket queue versus a phone number

More than a checkout: the account that comes with it

Which one fits how you buy

Leaving Paybis? Your wallet address works here too.

Paybis vs Anytime Capital, row by row

9 ways to pay here. 5 at Paybis.

Every major coin, one checkout

Three steps from Paybis to here

Verify once

Pay your way

Receive and keep going

Ready to leave Paybis behind?

Paybis vs Anytime Capital: FAQ

Other questions people ask before switching

Compare other card on-ramps

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Important Disclosures