Does Exodus charge fees to buy crypto?

Exodus has no card rail of its own. A MoonPay purchase inside Exodus carries a MoonPay fee, which is 4.5% on cards with a minimum of about $3.99, an Exodus ecosystem fee, and the network fee; Ramp and XO Ramp show their own rates before you confirm. Anytime Capital's card pricing starts from 4% with the spread included and no extra layer.

Does Exodus have a phone number?

No, and Exodus warns that any phone number claiming to be Exodus support is a scam. Its support is 24/7 by email and in-app ticket. Anytime Capital can be reached at (470) 748-2530, by email, at its Atlanta branch, or at its Miami office.

Is Exodus a U.S. company?

Yes. Exodus Movement, Inc. is based in Omaha, Nebraska, and has traded on NYSE American under EXOD since 2024. The wallet is software; the buying inside it is done by MoonPay, Ramp and Exodus's XO Ramp under their licensing.

Exodus's own checkout for buying crypto in the mobile app, renamed from XO Pay in May 2026. It is available in the United States and Puerto Rico and takes a Visa or Mastercard debit card or Apple Pay in U.S. dollars, with the fee shown before you confirm.

No. Exodus is non-custodial; a 12-word recovery phrase on your device controls the coins, and Exodus cannot access them. Anytime Capital's wallet is also non-custodial, and its cash account is FDIC-insured on the dollar side.

Can I switch from Exodus to Anytime Capital without moving my crypto?

Yes. Both send purchased crypto to a wallet address you control, so nothing needs to move. Create an Anytime Capital account, verify once with your ID and a selfie, and paste the same address at checkout.

How does Anytime Capital pricing compare with Exodus?

Anytime Capital quotes one all-in number: card, Apple Pay and Google Pay orders start from 4% with the spread included, and the amount you pay and the crypto you receive are both on screen before you confirm. Exodus prices no card rail of its own; a card or Apple Pay purchase in Exodus is a MoonPay, Ramp or XO Ramp order, and Exodus's knowledge base describes a MoonPay purchase as carrying three charges, a MoonPay fee, an Exodus ecosystem fee and the network fee, with MoonPay's published card rate at 4.5% before the ecosystem fee, with none from Exodus; sending coins out of the wallet costs only the network fee, which Exodus lets you set. Blockchain network fees apply at both. Compare the crypto that lands on the same order size rather than the headline rate.

Is Anytime Capital regulated?

Anytime Capital is a U.S.-based money services business registered with FinCEN, serving customers worldwide, with a physical branch in Atlanta and an office in Miami. Identity verification is required before you can transact, the same as at every compliant platform.

Head to head

Exodus

Our pick

Exodus vs Anytime Capital

Exodus is the wallet a lot of people started with: a beautiful desktop and mobile app from a public company in Omaha, with a buy button that is really MoonPay or Ramp plus an Exodus fee. Anytime Capital is a U.S. money services business that sells worldwide, with a free non-custodial wallet, card pricing from 4% with the spread included, a branch in Atlanta, a phone line and nine ways to pay. Here is the honest breakdown.

Card orders from 4% vs MoonPay's 4.5% plus an Exodus ecosystem fee inside the wallet
Cash, wire, ACH, Cash App, Apple Pay, Google Pay and cards
Call (470) 748-2530 or walk into the Atlanta branch

Exodus vs Anytime Capital, row by row

A green check marks the platform with the edge on that row. Anytime Capital leads on 8 of 13.

Category	Exodus	Our pick
Card purchase fee	No card rail of its own; a card or Apple Pay purchase in Exodus is a MoonPay, Ramp or XO Ramp order, and Exodus's knowledge base describes a MoonPay purchase as carrying three charges, a MoonPay fee, an Exodus ecosystem fee and the network fee, with MoonPay's published card rate at 4.5% before the ecosystem fee	From 4% with the spread included, quoted in full before you confirm
Bank transfer fee	ACH or bank transfer through MoonPay or Ramp where available, at the partner's rate	ACH and wire priced per order; wires clear same day for larger amounts
Pay with cash	Not offered	Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire	Not offered; bank funding is the partner's ACH where available	Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay	Partial	Yes
Talk to a human	24/7 email and in-app support tickets; no phone line, and Exodus warns that any phone number claiming to be Exodus support is a scam	Phone (470) 748-2530, email, and two walk-in offices
Physical locations	None for customers	Atlanta branch and Miami office
Where it serves	Exodus is a U.S. company and its wallet works in every state; buying inside it runs on MoonPay's and Ramp's U.S. licensing, and XO Ramp, Exodus's own checkout, is available in the United States and Puerto Rico with a debit card or Apple Pay.	Serves customers worldwide, with U.S. branches in Atlanta, Miami and Houston; eligibility confirmed during verification
Identity verification	The wallet itself asks for nothing, not even an email; buying runs the partner's verification, with a government ID and a selfie on the first purchase.	Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card	No FDIC-insured cash account	FDIC-insured cash account with a free virtual debit card
Large orders	Limits are the partner's verification tiers; no desk for a large order	Dedicated OTC desk with a named contact
Custody of your coins	Your own wallet; you hold the keys	Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation	Exodus Movement, Inc. is a public company that files with the SEC, but the wallet is software and holds no money transmitter license; the on-ramps inside it, MoonPay and Ramp, are FinCEN-registered money services businesses with state licenses, and Exodus has said its planned U.S. dollar stablecoin with MoonPay and M0 will be fully reserved.	U.S.-based, FinCEN-registered money services business

Card purchase fee

Exodus: No card rail of its own; a card or Apple Pay purchase in Exodus is a MoonPay, Ramp or XO Ramp order, and Exodus's knowledge base describes a MoonPay purchase as carrying three charges, a MoonPay fee, an Exodus ecosystem fee and the network fee, with MoonPay's published card rate at 4.5% before the ecosystem fee
Anytime: From 4% with the spread included, quoted in full before you confirm

Bank transfer fee

Exodus: ACH or bank transfer through MoonPay or Ramp where available, at the partner's rate
Anytime: ACH and wire priced per order; wires clear same day for larger amounts

Pay with cash